Dr. Tonya M. Evans: Picture this. You need a document notarized, a lease, a power of attorney, a land record. In a lot of the world, that means a trip, a line, a stamp, a fee, and a paper record that could be lost or forged or misplaced at exactly the wrong moment. But now picture a government moving that entire process onto a blockchain. Not a pilot, not a press release, a national system. And here's the question nobody asks at the ribbon cutting: when the record lives on a ledger, who is responsible when it's wrong, and who can fix it? Who can see it, and what happens when you add AI on top of it? Those aren't tech questions, they're trust questions, and trust is the whole game. Today I'm talking with someone who builds this kind of infrastructure with governments and companies and markets that most US headlines never cover. We're going to find out what the rest of the world already knows about blockchain, AI, and the rules that come with them.
Hey everybody, welcome to Confidently Crypto and More, the show where we make sense of the technologies rewriting money, business, and law: crypto, AI, intellectual property, and Web3, and what they mean for your bottom line and your future. I'm your host, Dr. Tonya Evans. If you're new here, hit subscribe right now so you never miss an episode. If you're watching on YouTube, subscribe, tap that bell, drop a comment, and I definitely read them. So keep it classy. Today I want to know where you're listening from. If you're outside the US, tell me what the conversation about crypto and AI sounds like where you live. And if this show makes you smarter, and I promise it will, share it with one person or ten who need to hear it. Leave us that five-star review wherever you listen. And everything we cover today, the transcript, the glossary, and the extras, they all live in one place: confidentlycrypto.com.
Before we get going, I have some exciting news to share. I will be speaking at Freedom Rising, sponsored by Middle Church, October 23rd through the 25th, and my panel explores how the financial future may actually be female. Head to freedomrisingconference.com to register, more on that at the end of the show.
Now, on this show we talk a lot about Washington: the SEC, Treasury, Congress, the CLARITY Act. Of course that matters, but that's not even the beginning of the entirety of the global map. While the US debates, other countries are building. Governments are putting public records on chain, regulators are writing rules for tokenization, and AI is moving into all of it at the same time. So today we zoom out, way out, because I can tell you what US law is worried about, but my guest today can tell you what's already happening everywhere else.
He is Raj Kapoor. Raj is a distinguished global leader in emerging technologies, serving as the founder of the India Blockchain Alliance, India's largest and most influential blockchain and emerging tech think tank. He's also the chairman of the Global Alliance for Artificial Intelligence and Innovation. He advises more than 90 blockchain, AI, and Web3 companies worldwide. I finally met someone who actually travels more than me. He's a certified Bitcoin professional and accomplished blockchain solution architect, and he's also the chief board advisor at NapBooks Limited, where he leads the world's largest national-scale blockchain deployment for e-notary services for the government of India. A respected global leader, Raj has addressed more than 150 national and international forums in the past year. Sir, we have to talk about your schedule, you need a better scheduler, you need some rest, my goodness. Raj, welcome.
Raj Kapoor: I have a good one, I have a good one. If I didn't, I'd be in a mess, you know that, right?
Dr. Tonya M. Evans: Welcome to Confidently Crypto and More, sir.
Raj Kapoor: Thank you. We can add just one more title to that, from the time we met last time till now, and that's something very close to my heart. I'm also the chief strategy officer of the Tokenized Asset Foundation at Washington, DC now. That's talking about tokenization, everything within that space, but there are standards too, it's also the industry body for all tokenized asset providers. So that's now very good, because you're getting a lot of input from everywhere globally. It's a global body, based out of Washington DC, yes, but I'm enjoying that space as well.
Dr. Tonya M. Evans: Outstanding. So when someone asks you what you actually do, what's the answer?
Raj Kapoor: I do everything, and I do nothing, that's my personal answer. What I'm trying to do is, when we were small we used to watch the Olympics, we still do sometimes, and I couldn't figure out what the torch was until many years later when my mother explained that the torch was nothing but the knowledge or the spirit of the game passing from one generation to another, from one decade to another. I liked that concept very much, and I said, well, knowledge is light. And in India, we worship fire, because that's the source of power, that's energy, it's knowledge for us. So I said, let's take the fire and let's set the world on fire, let's put it that way.
I started when a lot of the world was sleeping around blockchain. It was 2010 when I really started, more around Bitcoin at that time, now more blockchain. I always say that time it was more speculation, now it's more revolution, so it was my journey from speculation to revolution. I carried this fire, brought it from the US, I was in the US at that time, and I brought it to India and said, here guys, everybody there is doing this, a lot of people are working on blockchain, a lot of initiatives are taking place, let's do something great here too. That's how my journey started in 2018.
What I do is spread the knowledge, make people aware, and more important, create an impact with the technologies I'm skilled in right now. Not just at tier one, that's fine, they have everything, but the impact we're trying to create is in India, and in other developing countries, in the tier two, tier three cities where there is talent but no direction. I'm trying to give the nation a direction, give our youth some direction, not just in India but many countries. That's the beacon, and that's the light.
Dr. Tonya M. Evans: Beautifully said. And when we spoke in August, you mentioned, as you just did, and I want to expound upon it a bit: you mentioned your work reaches across India, Pakistan, Bangladesh, parts of Africa, we took a deep dive there as well. I believe you're based in Dubai now, you can explain further. But why does that part of the world matter so much to where blockchain is heading, or already is, quite frankly?
Raj Kapoor: I'll tell you why: there is no complacency out there. That's the first thing I say, any country that is complacent always lags behind in innovation and technology. I work from Dubai, but I really operate in a corridor, I like to say I don't live in a country, I live in the corridor. That's why I started creating all these networks and collaborative environments. My week might start with an issuer in Lagos, move to a regulator conversation in Abu Dhabi, and end up with a founder in Mumbai or Bangalore. It's global, there are no boundaries anymore. In fact, as you were saying in the beginning, yes, my passport does have more stamps than most white papers have footnotes. So yes, I travel a lot.
When I founded India Blockchain Alliance, and now as chief strategy officer of the Tokenized Asset Foundation, I advise almost 100 companies now, gone up from the last time. I work across real estate, royalties, carbon credits, energy, fintech, digital ID, cross-border, but the most common thread is cross-border structuring, and that's something we really need to look at. India has the talent, they have the builders, Africa has the assets, I just make the introductions more binding. That's why we work across about 14 countries right now.
The geography matters, Tonya, because these economies are really deeply linked. The UAE is India's third-largest trading partner and second-largest export destination, while India is the UAE's second-largest trading partner after China. Tokenization simply gives those existing flows a faster, programmable settlement layer, and I think that's very essential. Dubai is the natural switchboard, I'd say, it isn't where I work so much as where my time zones agree to meet. That's why we're enjoying a very global space right now, at a time when the world is still trying to figure out many things.
When there is less complacency and more need, more hunger, that's where innovation happens, and those are the countries that start moving forward faster. India's got the largest digital stack in the world. We have the UPI system, we have the Aadhaar card. The Aadhaar card, 1.44 billion people have a digital identity, that's almost equivalent to the population of India, more than many countries' combined populations. The UPI, the Unified Payment Interface system, is used by millions of people, billions of transactions a year, that's phenomenal. Nearly one in every five commercial financial transactions is on UPI, that's massive infrastructure. We're building infrastructure because a nation like ours needs it.
In fact, the infrastructure here, I'll say, is much stronger than the financial infrastructure in the United States right now, simply because there's still a little more complacency, everything's working, we've got a Visa, we've got a Mastercard. How about the cost? We're bringing down cost because we're a cost-sensitive, cost-conscious nation. It's not a land of plenty, it's a land of plenty of people, and the people bring that cost down. We've got to get the prices down, get the costs down, and that's why we build, to make things cheaper and more affordable for all of us.
Dr. Tonya M. Evans: That's really important to hear, because I have so many conversations in the United States, and I know you do too, this idea that the technology exists and it's a solution in search of a problem. For those people I say, you must not travel much, you must not travel outside of your city and your state and your country, because the rest of the world, the innovation is driven by necessity and clear utility, and less focused on the speculative number-go-up nature. It seems so clear and obvious to me. Have you had those conversations? Talk about how you see both sides of this coin.
Raj Kapoor: We've all had many conversations around this. Conversations are just conversations, good coffee, good conversations, more action on the ground is what I think we need. That has to come from the top, the government level, it has to percolate from the top. In India we're doing about a hundred-plus projects at a government level, pilots, and some have gone live: death certificates, birth certificates, student credentials, we have career wallets for kids now where everything is on blockchain, at the click of a button you can see the entire history of a kid's academic records. Vaccination certificates, KYC, it's all slowly getting onto the blockchain. A digital identity is on the cards.
I've had conversations where I ask: how many documents do I need to prove that I am Raj? In India we have a passport, we have what's known as an Aadhaar card, that's your identity card, you have a PAN card for tax access, an election card, a driving license. Do I really need five or six of them to prove I'm me? I can do it with one click or one QR code. Initially people thought it would be expensive, why change systems that are working fine, but they're not working fine, they're broken, we just don't acknowledge it. Over the last few years that's changed.
I have a simple way of explaining this to people who don't know where to use the technology, I call it the F.I.T.S. model, an acronym I put together myself. Wherever there are chances of fraud, that's where you can put blockchain, that's the F. Information overload, or you don't know if information is genuine or authentic, bring in blockchain to authenticate, that's the I. T is trust: where there are too many players and you don't know whom to trust, weave in the technology of trust. And S is security, one of the most secure technologies anywhere today. F.I.T.S.: fraud, information, trust, security. If your business needs these, bring in blockchain, otherwise you don't need it, you can't force-fit it everywhere.
Almost all of us have data, all corporates have data, you need that security, you don't need to put everything on blockchain, just certain packets of it that need to be secure. People have started looking at it that way: does this fit my business. I've also had a lot of skeptics: blockchain is expensive, it's a myth, it's hype, another hype cycle. I think AI is actually a bigger hype cycle than blockchain. If you look at the hare and the tortoise, AI is the hare and blockchain is the tortoise, and we know who wins in the end. I love both technologies, both are great, revolutionary, frontier technologies, but at the end of the day, hype takes over in the conversations.
I always say, if AI is the brain, blockchain is the spine, they've got to work in tandem. People say, forget blockchain, can we just do something in AI? Fine, but who's going to be your auditor, who's going to be the one who says, that's the trail? There's so much information overload today, it's scary, you don't know what to trust, what to believe. You can bring in layers of blockchain, weave it together, and create not only trust but speed with trust.
Dr. Tonya M. Evans: The F.I.T.S. acronym is excellent, it really distills this idea of fraud, information, trust, and security. And to your important point, blockchain isn't something you put on everything, it's not the dot-com boom where everybody needs a dot-com. If you need a garden-variety database, and there are many instances where that's not only sufficient but the desirable outcome, then even having the conversation to discern that is critical for business leaders and their teams.
Raj Kapoor: Yes. And it actually belongs in the boardroom. That's where it needs to get understood, it's a board-level decision because it aligns with your corporate vision, where you want to go. How many technology people are there in the boardroom? Very few. How many CEOs have been technology heads at some point? Very few. That paradigm shift is coming now. With everything moving digital, you can't have a CEO who doesn't have an idea of where they're going without this. Bring in some AI, no, it doesn't work that way just thrown in, bring in blockchain, same thing. Get the right mix, get the right people inside. Before the technology, put the person first.
Dr. Tonya M. Evans: Could not have said it more plainly, and there's been a lot of resistance to it. The work we do lives at the intersection of finance and technology, and that intersection, in some sense, is digital assets and blockchain technology and everything we might lump into this overarching theme of a Web3 economy. As everything continues to be digitized, and this didn't start yesterday, it started several decades ago, but now we're here. It's slowly, then suddenly, and suddenly everybody is paying attention and scurrying. As I think about the technology, one of the use cases that always made sense to me, you've rattled off a laundry list of really important uses in credentialing, identification, and the like. I always thought public records generally, but the assurance layer of transactions with notarization and so on, is really important. I'm quite drawn to the work you do with NapBooks and the e-notary work. It seems that the worst of the COVID years hastened the day where people said it was too expensive, too difficult, and all of a sudden everybody was inside, and mysteriously all the things we said would have helped, before we had a pressing need. Talk to us about what problems NapBooks solves for the ordinary person, what changes when that record lives on blockchain.
Raj Kapoor: In India, if you have to notarize something, you have to go to a courtroom or a place where you get notarized documents and papers to start off with. Because of our population there's always a long line, you have to wait, pick it up, pay for it, give a reason why you want it. It's a very long process, and with India's extreme heat and extreme rain, it's not easy.
Now enter blockchain, enter the NapBooks platform. You can go online and pick up your document, your tokenized paper, right from the website, you don't need to move out and log in from somewhere else. Once it's logged in, because even before, once you finished typing out whatever you needed on the document, you'd take it to a notary, get it notarized or apostilled, and that becomes your final document, and you'd need two, three, four copies depending on the number of parties, then mail or courier it. Imagine the time, effort, money, and resources. Now, at a click of a button, what might have taken five or six hours is done in 30 to 60 seconds.
You upload what you want, it's verified, checked, it's all online, the notary is online. In India, nearly everything is notarized, whether it's a rent agreement, a business lease, a business partnership, it's only recognized in law if it's notarized, and there are hundreds and thousands of notarizations happening in a single day. Imagine the cost saving, imagine the trust layer coming in, the ledger coming in. Anybody who wants to check whether it's a genuine notary just clicks on it. Tonya and my agreement, perfect, right on the spot, I need to send it to my lawyer, here it goes, he gets the QR code, scans it, perfect, it's all there. That's how I think systems should make life easier for the ordinary citizen, whether it's blockchain or AI, those are secondary, it's the ease of use that makes us buy an instrument, like a phone, nobody really cares what's inside it.
Tomorrow I can get a birth certificate or death certificate simply by going online. India's got a lot of people, so there's a lot of time, resources, money, and headaches involved, trust us, we've been through all that. Today when we see this happening at a pilot level in one state, hopefully across all 28 states at some point, that will be phenomenal, because in a day there are millions of notarizations happening. That's national resources saved, people's time saved, and most important, your ledger is immutable now, no disputes on documentation. Otherwise there was a lot of duplication, a lot of fraudulent documents floating around. We're trying to eliminate those obstacles and bring in ease of use. That's what we're doing there as a pilot right now, and we'll keep evolving as we go.
Dr. Tonya M. Evans: Outstanding. People used to mistakenly describe blockchain as the absence of trust, and it's quite the opposite: I don't have to trust you or even know you, nor you me, but we share trust in a process that's transparent, and at least by today's standards, immutable, and far more reliable than the person I had to trust before, who turned out not to actually be a notary, and the whole deal falls through.
Raj Kapoor: Absolutely, it's now the single source of truth, so to speak. We don't have to know each other, that's the T factor in the F.I.T.S. model, trust. I don't trust you, you don't trust me, we don't know each other, how do you trust a system that can be manipulated? I can manipulate a system, but with blockchain I can't, once it's immutable, that's it. It's not only the block or the place that's entirely secure and encrypted, every transaction inside is encrypted too. So it's not just the big safe that's encrypted, every transaction is encrypted, you've got to do so much even to try to get into a block, which is almost impossible. That's high-value trust.
Dr. Tonya M. Evans: That explanation is helpful, so many people can't quite wrap their brains around where the security comes from, the fact that not only the entirety of the ledger, but each transaction along the way, is timestamped.
Raj Kapoor: Each transaction. It's so well layered and so fast, you don't have to know it's blockchain, you just have to know it's the most secure system in the world.
Dr. Tonya M. Evans: You mentioned earlier, in our conversation back in August, that you've worked on standards for the Indian government. We also talked about some of my work in West Africa, where you work as well, and that you contributed to Nigeria's eNaira. Can you explain briefly about that, and what the eNaira process really taught, or is teaching, the world?
Raj Kapoor: October 2021, I think, was when it came out, way before other countries even thought about it, and some are still thinking about it. India is doing a pilot, has already tokenized a number of bonds using it as well. As far as my work was concerned in India, it's been putting in the structured blockchain policy, the frameworks. We covered four tracks in the beginning: asset classification of crypto, compliance, taxation, data security, consumer protection, and regulatory coordination, and we benchmarked against VARA, MiCA, and similar frameworks. That was my first job there. We've already built the infrastructure as a government, we have a tech stack and offer blockchain as a service too, as a distributed infrastructure for permissioned applications.
Nigeria is instructive here. The government said this is a much better, cheaper way to transact, a lot of Nigerians have challenges, don't have much money, this could be a great way to bring people inside the banking system. It started with a great concept, still is a great concept. But an IMF working paper found that in spite of all the goodness of the CBDC, the eNaira, 98.5% of eNaira wallets had never been used. That wasn't a technology failure, the technology part was the easy part. Getting people to buy into the concept, that was really the challenge. Even as legal tender, acceptance couldn't be imposed on the public, we tried, that was the problem.
The eNaira had a ledger, perfect, secure money, even programmable money, if a bank gave you a loan for a particular house, it could only go toward the house, you couldn't buy a car with it. But people didn't want that, they said we don't need it, we've got other ways of paying. Banks had no profit in it, banks weren't making money from it, so they decided not to push it. If banks don't earn money from something, they won't push it, and if they don't push it, nobody ends up using it. The lesson for India and other countries is to design for the intermediaries and the merchants first, the ledger is always the easy part, that's a lesson we all learned from the eNaira.
It's a great thing to have a digital currency backed by the government, it gives confidence. Long story short, it was a great learning experience, we learned how to make programmable money, how to make money move, how to make transactions more trustworthy. That being said, the eNaira has still not really been a success, we'd love it to be, but you've got to build the plumbing, the infrastructure, and the awareness as to why it's better than the alternatives. It's like wearing a watch on your left hand, if I tell you to wear it on the right, the time doesn't change, it's just that the habit needs to change, nothing else. That's the same challenge India is facing right now: people say, I've got UPI, a credit card, a debit card, cash, online transfer, why do I need another form of payment? There are multiple reasons, but the bottom line is the common man, the end user, doesn't realize the value of it, or why they'd need five or six ways to make payments when they're happy with one, and in India the most popular way is UPI, scan and transfer, very fast. Change management is very important. It was a great product, a product that people didn't want, maybe a little ahead of its time, but everything takes time. It's already there, and at least they've got the posting rights, we made the first digital currency in the world, they've got that distinction.
Dr. Tonya M. Evans: We have just a few minutes left, I want to squeeze in a couple of questions. I've been exploring the intersection of artificial intelligence and how distributed ledgers can solve some of AI's most pressing problems, and how AI can solve some of blockchain's most pressing problems. My characterization, not yours, but a lot of people say blockchain can help solve some of AI's trust problems: proving where data comes from, proving a document or image wasn't altered. Is that real today, is it a promise, what are your thoughts?
Raj Kapoor: Absolutely. As I told you, AI is the brain, it can compute, and blockchain is the spine, it keeps you steady. AI is fantastic at deciding, blockchain is good at proving. AI gives machines a brain, blockchain gives them a wallet with a conscience, I say. When the two converge, you get machines that can act economically and leave an audit trail behind them, which was missing until now.
An AI agent right now, agentic AI, which is the next big thing we talk about: the agent can't walk into a bank, but it can sign a transaction at 3am while you and I are sleeping, without asking anyone. That's real convergence, blockchain becomes the identity, payment, and accountability layer for autonomous software. It's happening, but I'd caution everyone to separate activity from value. Take Coinbase's X402 protocol as an example: wallets using it generated more than a hundred million transactions on Base within about nine months of launch. Yet TRM Labs found that genuine agent volume stayed small, roughly five thousand to eleven thousand a month. A hundred million transactions is a great headline, Tonya, but five thousand dollars a month is the actual truth. We need to build for the truth, not the headlines.
The rails are absolutely real, while the agent economy is still early. For governments and institutions, the bigger near-term prize is verifiable AI: the provenance of training data, auditable model decisions, signed outputs. We see so many deepfakes now, in a world of deepfakes, the most valuable thing a model can produce is a receipt, and that's what blockchain does.
Dr. Tonya M. Evans: Outstanding. That leads me to my final question, and what I've learned through our conversations and engaging with your work is that the job is really to make complexity in business, life, and technology simple. When you're advising a minister or a CEO or the chair of the board who isn't technical, and we know most are not, how do you explain the intersection of AI and blockchain in one or a few sentences, tying it up for that non-technical or tech-adjacent leader who needs to make decisions about the direction of their company?
Raj Kapoor: For the CEO it's very simple: he needs speed and trust. AI gives you the speed, blockchain gives you the trust. Every CEO needs speed and trust to scale, so if you're looking at speed and trust to scale, AI and blockchain are both for you.
Now for government, it's different, they see it the other way. Government has tons of data, and if nothing can be verified, garbage in becomes garbage out as well. I tell government the same thing, speed in data yes, but most important, trust in the governance. When people lose trust in governance, it costs you your elections, it costs you everything. If you want honest, clean transparency, transparency is the word I give government. Whether they take it or not is up to them.
Dr. Tonya M. Evans: And the board. We'll keep you very, very busy, and to the extent they do, it may actually take decades.
Raj Kapoor: It's complicated, as I said, it's the Olympic torch, you keep passing it on.
Dr. Tonya M. Evans: Agreed, excellent. So let me put the legal frame on what Raj has just described. When a record lives on a digital ledger and AI is reading it, writing to it, or acting on it, there are three questions that belong on your desk this week. Number one: whose record is it, and who has the authority to correct it when it's wrong? Number two: what is the AI allowed to touch, does it advise, does it act, is it signing digitally at three o'clock in the morning while you and your board are sleeping? And number three: which country's rules apply in a global economy, and does your answer change when your users or your data or your vendors cross a border? Those are issue-spotting questions, not answers, counsel drives the answers, but you can't get good answers if nobody is asking the questions, particularly around the board-level vision Raj described earlier, not just at the implementation stage. If you're working just at the implementation stage, you're going about this all wrong, and it'll cost you way more time, way more money, and way more trust with your consumers, your clients, your users, your citizens.
I'll ask you for your final comments, Raj. At the end of every show I talk about the liability and the opportunity, I'll share what I think, and why don't you close us out with some of your thoughts about one of the biggest liabilities versus opportunities facing decision-makers now. Here in the States, assuming the US rulebook is the only one that applies to you, when your customers and your vendors and your data already live somewhere else, not in the United States, that's a huge liability, it's very myopic, missing not only the forest but the trees. But the opportunity: the leaders who actually understand how other markets are already using these tools, how some of the early projects may have failed for any number of reasons, a good idea maybe too early, maybe a lack of trust or adoption, the leaders who get ahead of what regulators expect actually get to move first while the US is catching up. There's a huge opportunity for what we call the ROW, the rest of the world. I leave both the liability and the opportunity with you, sir, your final comments on those two points.
Raj Kapoor: I think what we need is global interoperable standards. We don't need standards for every country separately, we need global ones, because blockchain, or any technology, is a technology without borders. We talk about doctors without borders, that's fine, we really need technology standards that are unified across the board, that everybody signs into. We're still far away from there, but we're working toward it. Second, the ethical responsibilities and the guardrails we always talk about: used, abused, misused, overused, we need them, one guardrail at a time, one step at a time, and buy-in from all countries.
As you said, data lying in one country, a company in the USA, a customer based in India, the transaction reaching in the UAE, who's going to bell the cat? Can you really penalize code? That's the question. Everything is code, where does it originate, where does it end, who are the intermediaries, who's responsible? So who's going to bell the cat? It's still the elephant in the room, and it hasn't gone anywhere, and India's got lots of elephants. You know the story of the twelve blind men and the elephant, each person feels a different part and describes something else. Right now we're the twelve blind men in the room with an elephant, there's no common consensus on what it is. It's going to take time, we need consensus, standards, alignment, more people in the compliance frameworks, not just a copy-paste of other systems but a system that really works, because every system has problems, look at the problems, work together. We need unified forums to discuss this, we need more talk, but we also need action. Every talk should be followed up with a pilot, an action, not just talk and then go away, have a nice G20, have the breaks, and nobody knows what happens next. There has to be a follow-up. I always ask: what next after a discussion, what next after an event, what next after a decision, what next after the GENIUS Act, what next after the CLARITY Act? Of course they're doing things, but we really need to bring the "what next" to the forefront and let everybody know, not just a handful of people. That's my opinion on what we should be doing.
Dr. Tonya M. Evans: Excellent, Raj Kapoor, thank you so much for joining us today. Where can people follow you and find out more about your work?
Raj Kapoor: I'm on LinkedIn, I have a lot of connections and followers there. Just Google "Raj Kapoor Blockchain" and you'll find me, or search my LinkedIn name. I'm somewhere on Twitter too, but I'm not really sure, I hardly use it. I'm mostly on LinkedIn, you'll find my interviews, everything, out there.
Dr. Tonya M. Evans: Excellent, folks, here's what I want you to walk away with today: the future of blockchain and artificial intelligence is not only being written in Washington, it's being built right now by governments and companies and markets most of us don't watch closely enough. The hard part isn't the technology, it's the trust: who owns the record, who can fix it, who answers for it when it's wrong?
And if you want to work through questions like these with me, that's exactly what happens at web3readyclarity.com, live working sessions on Thursdays at noon Eastern, at least through October, then the replay library is available after that. One hour: what changed, who touched it, and the questions worth asking now, bring your questions, I take them live. Go to web3readyclarity.com for more information.
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And a reminder, I'm excited to share that I'll be speaking at Freedom Rising, a conference hosted by Middle Church, this October 23rd through the 25th. My panel will be exploring how the financial future is female, one of dozens of amazing conversations happening at the intersection of justice, society, change, and faith. If you've been longing for a community where justice, joy, and faith meet, I'd love to connect with you there. Head to freedomrisingconference.com to register.
I'm Dr. Tonya Evans, and until next time: stay informed, stay prepared, and stay Confidently Crypto and more.